Privacy Policy Notice
The WesMark Funds, their distributor (ALPS Distributors, Inc.) and their agents (collectively, "the Funds", "we" or "us") recognize that you expect us to protect both your assets and your
financial information. We respect your right to privacy and your expectation that all personal
information about you or your account will be maintained in asecure manner. We are committed
to maintaining the confidentiality, security and integrity of client and shareholder information. We
want you to understand the Funds' policy that governs the handling of your information, how the
Funds obtain information, how that information is used and how it is kept secure.
Information The Funds Receive
The Funds may receive nonpublic personal information about you from the following sources:
- We may receive information from you or from your financial representative on account applications, other forms or electronically. Examples of this information may include your name, address, Social Security Number, assets and income.
- We may receive information from you or from your financial representative through transactions, correspondence and other communications. Examples of this information include specific investments and your account balances.
- We may obtain other personal information from you in connection with providing you a financial product or service. Examples of this information include depository, debit or credit account numbers.
- We may obtain consumer report information from aconsumer reporting agency. An
example would be verifying account information received from you with aconsumer
reporting agency as part of acustomer identification program.
Information Sharing Policy
Except as described below, the Funds do not share customer information. We will not rent, sell,
trade, or otherwise release or disclose any personal information about you. Any information you
provide to us is for our use only. If you decide to close your account(s) or become an inactive
customer, we will adhere to these privacy policies and practices.
The Funds will not disclose consumer information, account numbers, access numbers or access
codes for credit cards, deposit or transaction accounts to any nonaffiliated third party for use in
telemarketing, direct mail or other marketing purposes.
The Funds limit the sharing of nonpublic personal information about you with financial or nonfinancial companies or other entities, including companies affiliated with the Funds, and other, nonaffiliated third parties, to:
We may share information when it is necessary and required to process a transaction or to service acustomer relationship.
For example, information may
be shared with a company that provides account record keeping services or a
company that provides proxy services to shareholders.
We may share information when it is required or permitted by law.
For example,
information may be shared to protect you against fraud or with someone who has a
legal or beneficial interest, such as your power of attorney, or in response to a
subpoena.
We may disclose some or all of the information described above with companies that perform marketing or other services on our behalf.
For example, we may share information about you with the financial intermediary
(bank or broker-dealer) through whom you purchased the Funds' products or services,
or with providers of marketing, legai, accounting or other professional services.
Information Security
When the Funds share nonpublic customer information referred to above, the information is made available for limited purposes and under controlled circumstances designed to protect our customers' privacy. We require third parties to comply with our standards for security and confidentiality. We do not permit use of customer information for any other purpose nor do we permit third parties to rent, sell, trade or otherwise release or disclose information to any other party. These requirements are included in written agreements between the Funds and third party service providers.
The Funds maintains physical, electronic, and procedural safeguards to protect your nonpublic
personal information.
Additionally, the Funds will take reasonabie measures when disposing of consumer report
information to protect against the unauthorized access or use of such information during the
disposal process.
Each of the following sections explains an aspect of the Funds' commitment to protecting your
personal information and respecting your privacy.
Employee Access to Information
All of the Funds' employees must adhere to the Funds' confidentiality policy. Employee access to customer information is authorized for business purposes only. The degree of access is based on the sensitivity of the information and on an employee's need for the information to service a customer's account or comply with legal requirements.
If you have opted to receive marketing infonmation from the Funds by email, our policy requires that
all messages include instructions for canceling subsequent e-mail programs. Some products or
services from the Funds are intended to be delivered and serviced electronically. Email
communication may be utilized in such cases. If you participate in an employer-sponsored
retirement plan administered by the Funds, we may, at your employer's request, send email to you
on matters pertaining to the retirement plan.
Please do not provide any account or personal information such as Social Security Numbers,
account numbers, or account balances within your email correspondence to us. We will not use
email to execute transaction instructions, provide personal account information, or change account
registration. We will use email to provide you with the fonms necessary to authorize transactions
and account changes. You may also call Client Services to request transactions or forms; the tollfree
number is 1-800-864-1013.
Surveys I Aggregate Data
Periodically, the Funds may conduct surveys about financial products and services or review elements of
customer infonmation in an effort to forecast future business needs. We then generate reports that are used
for the Funds' planning, statistical and other corporate purposes. These reports include aggregate data
about customers. Aggregate data classifies customer Information in various ways, but does not identify
individual customers. While aggregate data may be shared with extemal parties, such as
marketing organizations, it does not include information by which acustomer may be identified.
Changes to Our Privacy Statement
The Funds reserve the right to modify or remove parts of this privacy statement at any time.
March 21, 2009
All Rights Reserved